Have you considered wedding insurance? Sadly, the COVID-19 pandemic and resulting stay-at-home orders derailed many special events, including weddings, this spring. With a little creativity, some couples moved forward with their wedding plans – although significantly altered. Fortunately, a worldwide pandemic interrupting your wedding plans is an incredibly unique situation, but things – both large … Read More
Taxes and Identity Theft: 4 Things to Know
In 2016, 10% of people in the U.S. age 16 or older were victims of identity theft. An estimated 12% of those victims had out-of-pocket losses, according to the Bureau of Justice Statistics (BJS). During tax season, your personal information is particularly vulnerable. After all, your Social Security number (SSN) is on W-2 forms, your … Read More
Why a Home Inventory is Important
Homeowner’s Insurance helps pay for the repair or replacement of your home and/or your personal belongings if they are damaged by fire, theft, or other perils. So, let’s try a little exercise: List everything you own from memory. Go! Easy, peasy, right? Probably not. Why should I complete a home inventory? The fact is most … Read More
Homeowners Insurance and DIY Home Safety
Learn how to keep your home safe beyond homeowners insurance.
Do You Need Renters Insurance?
Do you need Renters Insurance? If you buy a $300,000 house, you know you need to buy Home Owner’s Insurance. You understand the need to protect one of the biggest investments of your life. Plus, you will need it if you take out a mortgage. But what if you rent a home or apartment? You … Read More
7 Tips for Students Heading off to College
College is expensive enough without the added cost of unexpected accidents or theft, not covered by your insurance policy. To help get the most out of your coverage, below are 7 tips for students heading off to college: HOMEOWNERS (varies by state) Personal Property: Most homeowners policies will cover personal property for up to 10% … Read More
4 Home Changes That Might Affect Insurance
Home changes often grow and change alongside the people living in them. If you’ve added expensive furnishings or made substantial upgrades, it’s important to re-evaluate your homeowners insurance and make sure your policy reflects those changes. Here are four instances when it may be beneficial to review and adjust your coverage. Remodeling or Renovation Work –Home … Read More
Five Tips for Fourth of July Fun
Five Tips for Fourth of July Fun: Playing it safe around pyrotechnics isn’t the only precaution needed for Fourth of July fun, and maintaining conservative household rules during the holidays is important for both excitement and safety. As your independent agent, we care about your safety. Before gearing up for the holidays, remember the following … Read More
3 Things to Know about Protecting Yourself from a Lawsuit
3 Things to know about Protecting Yourself from a Lawsuit What would you do if you found yourself suddenly sued for negligence? Would your home, retirement savings, or wages be at risk? Losing important assets is a reality faced by thousands of Americans embroiled in legal battles each year. In many cases, the incident that … Read More
Jewelry Protection
Jewelry Protection Have some new jewelry in the house? Protect it! Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one … Read More