Have you considered wedding insurance?
Sadly, the COVID-19 pandemic and resulting stay-at-home orders derailed many special events, including weddings, this spring. With a little creativity, some couples moved forward with their wedding plans – although significantly altered.
Fortunately, a worldwide pandemic interrupting your wedding plans is an incredibly unique situation, but things – both large and small – can impact any wedding, any time. Getting married is a big step that often comes with a (relatively) big price tag. Did you know that the average cost of a wedding in Pennsylvania is $29,827? That’s even higher than the U.S. average cost of $24,723.
That is quite an investment that you may want to consider insuring?
As with other sizeable investments, you can insure big events, such as your wedding. But, that’s not the only way insurance can play a role in your big day and the events that follow. Here are four tips for insuring your wedding, rings and more:
Big day, big investment – protect it
Of course, you want your big day to go off without a hitch. But, you also want to prepare for those pesky “what ifs.” What if the caterer backs out? What if the bride’s dress gets lost in her checked baggage? What if your venue goes out of business?
Event insurance typically covers unexpected issues with the site, weather, vendors, and illness or injury, so you aren’t stuck with the tab. For example, if you need to find a new caterer the day before the wedding, your policy may help with the costs.
Say ‘I do’ to covering your rings.
Regardless of the monetary value of your engagement and wedding rings, it’s vital to protect your investment — preferably right after you purchase them. We can help. Call us from the jewelry store if you like, and we’ll schedule your new bling on your renter’s insurance, condo insurance, or homeowners insurance.
Cover your bases by covering your gifts.
While you’re dancing the night away, you don’t want someone walking away with your gifts. But, unfortunately, it happens. You may want to consider a policy to protect your gifts. And, of course, you’ll want to include them as part of your home inventory and personal property coverage. Some items, such as collectibles and china, may need scheduled coverage, just like your rings.
Start your honeymoon right.
Did you know that the average couple spends between $4,000 and $5,000 on a honeymoon? If your honeymoon costs as much as a car (probably a small, used car, but still…), it may make sense to get travel insurance. Insurance policies can include coverage for trip cancellation or delay and even medical insurance. Frommers.com says it should cost no more than 8 percent of your trip price.
Whether your wedding is a small family affair or the biggest event of the year, you deserve to have a stress-free day. Let Berkshire Insurance Services help you select the insurance coverage you want for your wedding and everything that goes along with it. So, when the big day arrives, all you have to worry about is having a great time!
Give us a call today at 610-413-9880 or find us online. We’ll be happy to discuss wedding insurance options with you.
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