4 Home Changes That Might Affect Insurance

1. Remodeling or Renovation Work –Home improvement projects typically increase the value of your home.  This usually calls for more coverage.  But that doesn’t necessarily mean your insurance rates will automatically increase. In fact, some projects, like adding a new roof, may help you save on your home insurance premiums. Just be sure to notify your provider before any work begins.
2. Adding a Pool or Outdoor Trampoline- Because these fun home features come with increased risk of injury, they’re labeled an attractive nuisance.  Upping your liability insurance can help keep you protected if there’s ever an accident on your property and a subsequent lawsuit.
3. Acquiring New Valuables –Whether you inherit them or purchase them, expensive goods such as jewelry, art, rugs and antiques should be added to your policy. Increasing your coverage is the only way to safeguard them in the event of damage or theft.
4. Starting a Home Business- Many home-based business owners don’t realize they have little, if any, liability coverage on their homeowners.  An easy solution is to add a business endorsement.   Since a new home business likely means purchasing expensive equipment, you may also need to get additional coverage to protect them.

You worked hard for your home. Secure sufficient liability and personal property coverage by updating your coverage to match your circumstances. We can provide custom insurance solutions with the insurance company that provides the best rate for your zip code and property.

Give us a call at 610-413-9880 to have us do an insurance evaluation at no cost to you!  [soliloquy id=”233″]