Daylight Savings Time ends the first Sunday in November. This year clocks move back one hour at 2:00 a.m. on Sunday, November 3rd. While we realize most people won’t stay up until 2 a.m., or wake at that time to change their clocks, there are good reasons for choosing that time to make the change. … Read More
4 Home Changes That Might Affect Insurance
Home changes often grow and change alongside the people living in them. If you’ve added expensive furnishings or made substantial upgrades, it’s important to re-evaluate your homeowners insurance and make sure your policy reflects those changes. Here are four instances when it may be beneficial to review and adjust your coverage. Remodeling or Renovation Work –Home … Read More
7 Shopping Strategies For New Car Buyers
7 Shopping Strategies For New Car Buyers New car shopping can be a lot of fun, especially if you’re a car enthusiast. But others can find the experience stressful and tiring. Either way, there’s a lot to think about. According to a survey of car shoppers, overall purchase price is the most important factor when shopping for … Read More
4 Tips for Getting the Most Out of Homeowner’s Insurance
4 Tips for Getting the Most Out of Homeowner’s Insurance Most people who own their own home have some sort of property insurance coverage. However, few really understand the value they are getting and how to maximize the benefits. Here are four tips to consider. ___________________ Tip #1: Make Sure You Have Enough Coverage The … Read More
Red Light Traffic Cameras- What Every Driver Should Know
Red Light Traffic Cameras Red light cameras are for traffic law enforcement, and they are able to take photos of vehicles illegally passing through intersections when the light is red. By doing this, these cameras provide evidence for law enforcement officials. Cameras are synced with the light’s changing patterns to ensure they will only go … Read More
Five Tips for Fourth of July Fun
Five Tips for Fourth of July Fun: Playing it safe around pyrotechnics isn’t the only precaution needed for Fourth of July fun, and maintaining conservative household rules during the holidays is important for both excitement and safety. As your independent agent, we care about your safety. Before gearing up for the holidays, remember the following … Read More
4 Ways to Keep Young Drivers Safe
4 Ways to Keep Young Drivers Safe Children are one of the many joys of life. The moments you have with your children are priceless, so keeping them safe is a top priority to you. With nearly 33,000 driving fatalities occurring within the United States in 2013, it’s important that you ensure that your teen understands the … Read More
3 Things to Know about Protecting Yourself from a Lawsuit
3 Things to know about Protecting Yourself from a Lawsuit What would you do if you found yourself suddenly sued for negligence? Would your home, retirement savings, or wages be at risk? Losing important assets is a reality faced by thousands of Americans embroiled in legal battles each year. In many cases, the incident that … Read More
10 Essential HR Best Practices
10 Essential HR Best Practices 1. Invest in an employee handbook. This handbook is a terrific opportunity to make your expectations of employees known, and is ideal for communicating your corporate culture and mission. If you don’t have one, make one. Furthermore, your employee handbook is a vital tool in protecting yourself from lawsuits over … Read More
Car Rental Insurance
Car Rental Insurance Do you need car rental insurance? You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Is this a rip-off? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I … Read More