In our previous article we discussed why independent insurance agents in King of Prussia Pennsylvania are the best place to start shopping for insurance.
The most notable reason is that we represent a large number of different insurance carriers. This gives us the best flexibility to find the best insurance rates among a large number of different companies.
King of Prussia Independent Agents Offer Shopping Service
Because pricing can change with any insurance company, our agency can re-shop the market for you in the event you become unhappy with your current insurance pricing.
This is a significant timesaver because you could spend 8 to 10 hours looking for new insurance.
This re-shopping service is something that a captive insurance agent can’t provide.
What Is a Captive Agent?
A captive agent is an insurance agent that has made a decision to represent only one insurance company. For instance note a partial list of captive agents in our area:
Allstate Insurance King of Prussia (in some cases Allstate agents can be independent)
Farmers Insurance King of Prussia
Nationwide insurance King of Prussia
You might recall in a previous article that we mentioned pricing varies between companies and there isn’t an insurance company that will promise they will offer you the best rates at all times.
For instance let’s assume that you purchase car insurance with Nationwide Insurance in King of Prussia. Let’s also assume Nationwide raises your rates after your youngest son has a few tickets and accidents.
Regrettably your Nationwide agent is not allowed to shop around for new insurance rates for you. Typically the only thing they can do is raise your deductibles to lower your rate.
In contrast if you receive a rate increase with one of our companies, we can shop the market to see if it’s possible to find a company with better insurance rates.
That’s a significant benefit to you is it not?
That’s Why It’s Best to Purchase from Independent Insurance Agents in King of Prussia!
Call 610-413-9880 to receive insurance quotes, or feel free to use our convenient online quoting system so that in 5 minutes or less you can receive quotes from top rated companies in our area.