Insurance probably isn’t a top priority for your recently graduated son or daughter, but it should be. In 2018, 1.9 million students graduated with a bachelor’s degree in the U.S. If you’re a parent of one of these graduates this year, it’s essential to prepare them for what comes next. While it’s easy to focus … Read More
Why a Home Inventory is Important
Homeowner’s Insurance helps pay for the repair or replacement of your home and/or your personal belongings if they are damaged by fire, theft, or other perils. So, let’s try a little exercise: List everything you own from memory. Go! Easy, peasy, right? Probably not. Why should I complete a home inventory? The fact is most … Read More
7 Shopping Strategies For New Car Buyers
7 Shopping Strategies For New Car Buyers New car shopping can be a lot of fun, especially if you’re a car enthusiast. But others can find the experience stressful and tiring. Either way, there’s a lot to think about. According to a survey of car shoppers, overall purchase price is the most important factor when shopping for … Read More
Five Tips for Fourth of July Fun
Five Tips for Fourth of July Fun: Playing it safe around pyrotechnics isn’t the only precaution needed for Fourth of July fun, and maintaining conservative household rules during the holidays is important for both excitement and safety. As your independent agent, we care about your safety. Before gearing up for the holidays, remember the following … Read More
Car Rental Insurance
Car Rental Insurance Do you need car rental insurance? You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Is this a rip-off? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I … Read More
Jewelry Protection
Jewelry Protection Have some new jewelry in the house? Protect it! Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one … Read More
Car Insurance Myths
Car Insurance Myths Debunked Do red cars really cost more to insure? Is Comprehensive coverage really comprehensive? Should you and your neighbor be paying the same amount for car insurance? Leading car insurer Progressive debunks a few of the more widely held myths: Myth: Red cars cost more to insure. Reality: Vehicle color is not … Read More
Save Money on New Cars
Save Money on New Cars One way to avoid sticker shock or buyer’s remorse when purchasing a new car is to consider expenses you may encounter down the road. For instance, experts say that while most people anticipate the purchase price, taxes and registration fees associated with a vehicle, many forget that the insurance they … Read More
Combined Single Limits (CSL)- Is this Better Coverage?
When it comes to auto insurance, you have a choice to purchase Combined Single Limits (CSL) or a Split Limit liability policy. Which one offers better coverage? Combined Single Limit Liability Coverage (CSL) This type of auto insurance coverage is a combination of all the liability limits (Bodily injury AND Property Damage). There is not a split differential … Read More
Personal Auto Insurance Discounts
Seek Those Personal Auto Insurance Discounts There is a good chance that you may be paying too much for your personal automobile insurance. This is particularly true if you are unaware of the numerous auto insurance discounts out there in the marketplace. The following are discounts to ask us about. Some may not be available … Read More